THIS WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a noticeable decline in its presence. Driven by the boom of online and mobile banking, consumers are increasingly preferring to digital channels for their financial needs. This shift has resulted to a reduction in branch establishments, and many institutions are merging existing branches to optimiz

Free cash flow (FCF) serves as a crucial metric for investors and business owners alike. It illustrates the real cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can indicate a healthy and sustainable business, capable of expanding. Understanding how to assess FCF and effective